"Money Has An Enemy." — Charles Stein
Some radical historians claim the entire Historical Movement of the Social went wrong in 1870 when the Paris Commune failed to expropriate (or at least destroy) The Bank. Could this really be so?
Since 1973 Bank Power — "Money Interests" as the oldtime Populists and Grangers used to say — i.e., the power to create money as debt — has single-handedly destroyed all chances to remake any world closer to our heart's desire. Some anarchist theorists hold that there can be no real revolution except the revolt against money itself — because money itself WANTS capitalism (i.e. money) to rule. Money itself will always find a way to subvert democracy (or for that matter any government power that opposes Money's interests) and to establish the rule of Capital — i.e. of money itself.
"Alternative currencies" will not cure the situation (as Marx rightly sneered) because real [bad] money will always drive the "good" money out of circulation. Alt. money only "wins" in the scenario where it replaces money entirely. But in that case it will have simply become money itself (which is protean and can take many forms).
American progressive Populism — like the agrarian Grange or industrial Knights of Labor — knew certain esoteric secrets we should study. They believed the real producers ("labor") could organize alternative institutions (within the legal system) that could erode the rule of Money and perhaps eventually replace it: producers & consumers co-operatives and labor unions. Money would still be used at first — but not banks — so toxic debt could be avoided. True producers would mutually finance each other (ay at 1% interest to cover administrative costs). With "Mutual Banks of the People" plus co-ops they would protect their economic position and advance it thru labor agitation including strikes, boycotts, etc.
"Mutuality" works as a non-State non-central-buraucratic form of socialism, thus providing no unjust power positions for its administrators. it starts, like Occupy Wall Street, as a consensus-ruled direct democracy (the exact opposite of the Neo-Con freemarket "democracy" of predatory Capital). Revokable delegates are sent to larger regional or other administrative Councils.
Thus success of such a system means NEVER participating in representation or "republican" forms of legislative politics ("keep politics off the farm" — Grange Songbook). The American Populist movement made thefatal error in 1896 of joining the Democratic Party — and instead of being crucified on a cross of gold, American radicalism was crucified on a cross of silver. [I'm not going to explain this joke; look in the Encyclopedia under "William Jennings Bryan."]
The only true method of organizing the alternative world of Mutuality is thru voluntary non-state free institutions such as co-ops, mutual banking & insurance, alternative schools, various types of communalism and communitas, sustainable economic ventures (i.e. non-caitalist businesses) like independent farms and craft ateliers willing to federate with the commons outside of the sphere of bank/police/corporation power.
Of course if it ever reached a certain point of success this Mutualism would be directly challenged by Money Interest Power. Lawyers & police will swarm, then military force will be used. The question then will become a different question — War against Money. Could such a struggle be waged as "non-violent war?" In theory, maybe — in reality, who knows?